Let’s say that somebody desires to switch cash to your BPI checking account however sadly, you’ve forgotten your account quantity. What do you have to do in that state of affairs? As a substitute of going to the closest BPI department to ask for assist, you possibly can get well your BPI account quantity safely and conveniently within the consolation of your personal dwelling. This text will train you do it.
The BPI account quantity is a novel 10-digit quantity that’s assigned to a BPI deposit or financial savings account. Utilizing the checking account quantity, the account holder or depositor can carry out numerous banking transactions together with on-line and over-the-counter deposits and withdrawals. The account variety of the recipient is required when conducting fund transfers domestically via InstaPay or PESONet, or through worldwide wire switch.
Through the use of the right BPI account quantity, you make sure that funds are correctly remitted to the meant recipient. Most banks will return the cash in the event you entered the improper checking account quantity, however there have been circumstances the place funds have been erroneously transferred to the improper account as a result of this sort of mistake.
To keep away from any inconveniences, just remember to supplied the right checking account quantity throughout on-line fund transfers and over-the-counter deposits. However what in the event you don’t know your checking account quantity since you’ve misplaced or forgotten it? On this article, we’ll show you how to get well your misplaced or forgotten BPI account quantity even with out visiting the closest BPI department.
BPI Account Quantity vs. BPI ATM Card Quantity
The BPI account quantity is to not be confused with the BPI ATM card quantity. The account quantity is totally different from the cardboard quantity. The BPI account quantity is related to the client’s checking account and is deemed everlasting, whereas the BPI card quantity is assigned to the ATM card or debit card and solely lasts for just a few years till the expiration date of the cardboard.
Moreover, the BPI account quantity consists of solely 10 digits, whereas the BPI ATM card quantity has 16 digits. The primary 6 digits of the ATM card quantity are the Financial institution Identification Quantity which signifies the financial institution or firm that issued the cardboard, whereas the subsequent 9 digits are distinctive numbers which can be linked to the checking account. The final digit is the verify digit which is used to find out the validity of the cardboard.
You’ll know if an ATM card is Visa or MasterCard by wanting on the first digit of the cardboard quantity. Visa playing cards begin with “4” whereas MasterCard normally begins with “5.”
BPI ATM, debit and bank cards have the cardboard quantity printed on the cardboard, however not the account quantity. It’s not possible to know the BPI account quantity by merely wanting on the ATM card quantity. Some playing cards comparable to these issued by UnionBank have their account quantity printed on them, however that isn’t the case with BPI.
And because you received’t discover the account quantity on the BPI ATM card, it would develop into tough to retrieve your account quantity in case you’ve misplaced or forgotten it. That’s why it’s necessary to retailer your checking account numbers in a protected and safe place comparable to a personal note-taking app, so that you could conveniently entry them when wanted. That is very true in the event you don’t have a passbook you can simply flip open to know your checking account quantity.
The way to Discover Your BPI Account Quantity
Observe these steps to get well or retrieve your checking account quantity in case you’ve misplaced or forgotten it.
Verify Your Passbook
Clearly, the most effective place to know your account quantity is to verify your passbook, when you have one. The account quantity is normally printed on the primary web page of the passbook. Some BPI financial institution accounts solely have ATM playing cards and no passbooks, so that is out of the query for a lot of BPI prospects.
Login to BPI On-line
In case you are already registered to BPI on-line banking, realizing your account quantity is only a matter of logging in to your on-line banking account. After logging in to your on-line banking account, you possibly can see your account quantity by going to the My Accounts web page.
Utilizing the BPI cell banking app? Merely login to your account utilizing the app and you’ll instantly see a listing of your financial institution accounts and their corresponding account numbers.
Discover Your Previous Receipts
Maybe you’ll find outdated receipts of your over-the-counter transactions with BPI. These receipts normally have the checking account quantity printed on them. Don’t use ATM transaction receipts, as these receipts disguise the primary a number of digits of your account quantity.
Name BPI Buyer Service
For those who can’t discover your BPI account quantity utilizing the earlier steps, you possibly can ask for it by calling BPI. These are the BPI hotline and phone numbers you can name to hunt help:
- Home Lengthy Distance Hotline: (02) 889-10000
- PLDT Toll-Free Hotline: 1-800-188-89-100
- Worldwide Hotline: (+632) 889-10000
- Cell Cellphone Hotline: 2-889-10000
- Worldwide Toll-Free Hotline: Take a look at this record
BPI customer support hotlines can be found 24 hours a day, 7 days every week. Take word that airtime and long-distance prices might apply in the event you’re calling out of your cell phone or from a non-PLDT landline.
Earlier than calling, just remember to have a ballpen and paper prepared wherein to put in writing down your account quantity. You might also be requested to supply your private info comparable to your birthday or mom’s maiden title in an effort to confirm your identification.
Ship an E-mail to BPI
It’s also possible to attempt sending an e mail to [email protected] to ask on your account quantity. BPI typically takes greater than a day to answer emails, so solely e mail them in case your request isn’t pressing.
Here’s a template that you should utilize to e mail BPI (remember to change the private particulars with your personal info):
Good day! I want to request for my BPI account quantity as a result of I’ve misplaced my copy of it. I’ve supplied my private particulars under for identification and verification functions:
Identify: Juan dela Cruz
Birthday: January 1, 1990
Handle: Maria Clara Avenue, Tondo, Manila
ATM Card Quantity: 5363 4700 0123 4567
Thanks and I’m hoping for a constructive response to this matter.
Juan dela Cruz
Connect a digital copy of your legitimate ID to the e-mail. Write “Account quantity verification” as the topic line and ship the e-mail to [email protected].
BPI additionally accepts inquiries through their official web site. Simply fill out the contact type and enter your account particulars (such because the final 10 digits of your ATM card quantity) alongside together with your concern.
Go to the Nearest BPI Department
For those who’ve already tried calling and emailing BPI however nonetheless can’t get well your account quantity, you’ll have to go to the closest BPI department and personally ask for it. BPI branches are normally open from 9:00 AM to three:00 PM, Mondays to Fridays besides holidays.
Carry alongside your ATM card and a sound ID card for identification functions.
We’re all susceptible to forgetting one thing and our checking account numbers aren’t any exception. Since checking account numbers are lengthy and have 10 or extra digits, it’s greatest to put in writing them down so that you don’t neglect them. When you’ve recovered your BPI account quantity, remember to retailer it safely away in a personal pocket book or a note-taking app comparable to Google Preserve.
On your questions and considerations about your BPI account, name BPI customer support at (+632) 889-10000 or e mail [email protected].